3 Mark Financial

3 Mark Financial

Producer Essentials

Connecting you with Industry News and Resources.

August 26, 2026
01

This Week's Highlights & Events

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In Case You Missed It

Securian logo

Securian

Retention limit increase to $10 million

Effective August 1, 2026, Securian Financial increased our internal retention limit to $10 million, expanding our ability to support larger and complex individual life insurance cases, giving you another reason to consider us for your larger opportunities.

02

Life Insurance

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Pacific Life logo

Pacific Life

Columbus Life logo

Columbus Life

03

Underwriting & New Business

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National Life Group logo

National Life Group

Large Case Underwriting Spotlight: Informals Made Easy. Informal applications help you assess insurability and potential rate class before moving forward with a formal application, and submitting informals with National Life Group is now easier than ever through the Agent Portal or PaperClip.

04

Advanced Markets

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Allianz logo

Allianz

The Supreme Court decision in Connelly v. United States has implications for using life insurance in business buy-sell agreements. Our Advanced Markets team's briefing explains how corporate shareholders may face increased estate-tax liability, with key takeaways to read and share with business-owner clients and prospects.

Symetra logo

Symetra

Symetra's enhanced HNWFN program now offers capacity to $30 million (with a $50 million jumbo limit), improved underwriting risk classifications for key metropolitan areas, eligibility for clients with a minimum global net worth of $1 million, face amounts starting at $1 million permanent / $3 million term, issue ages 20–75 for "A" and "B" countries and 20–70 for "C" countries, availability across fixed permanent and term products with full underwriting up to Table D, and streamlined policy delivery via limited power of attorney (LPOA).

05

Hybrid Products, LTC & DI

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06

Annuity Updates

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Nassau Athos logo

Nassau Athos

A Different Approach to Point-to-Point Growth

With Nassau Athos, clients can extend an eligible point-to-point index strategy from one year into a multi-year segment when gains are present. Highlights: extend or reset annually; when an eligible participation-rate strategy is extended, the newly declared participation rate applies to the entire multi-year segment; Athos protects 90% of the highest anniversary Daily Account Value during the segment; automatic protection resets the account to the protected value and starts a new segment if the Daily Account Value falls to or below it on an anniversary; and an optional premium bonus up to 16%, depending on age and state.

Knighthead logo

Knighthead

Staysail is a Smart Choice for RMD-Only Retirees

Knighthead Domestic: for retirees taking RMDs, a simple interest MYGA like Staysail delivers more annual income, greater credited interest, and greater accumulated value than compound alternatives, letting clients take RMDs penalty-free while positioning retirement savings for preservation and meaningful growth.