3 Mark Financial

3 Mark Financial

Producer Essentials

Connecting you with Industry News and Resources.

July 29, 2026
01

This Week's Highlights & Events

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North American logo

North American

Webinar | Understanding Buy-Sell Strategies: Helping Businesses Minimize Chaos

Every business owner has a plan to grow their business — but what happens if an owner unexpectedly exits? Join Gary Proco and Hunter White from North American as they explore practical Buy-Sell strategies that can help business owners protect their companies, families, and partners while creating opportunities for you to grow your business.

In Case You Missed It

Annuity Spotlight: Build Your Annuity Business — Join Our Agent Study Group

Join our agent study group to sharpen your annuity strategies and grow your book of business.

02

Life Insurance

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03

Underwriting & New Business

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04

Advanced Markets

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05

Hybrid Products, LTC & DI

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06

Annuity Updates

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Knighthead logo

Knighthead

Why a Simple Interest MYGA May Be Smarter for Withdrawals

If clients plan to take interest-only withdrawals, simple interest can preserve future earnings — withdrawals don't reduce the interest base since interest is calculated on the initial premium. Most MYGAs use compound interest; Knighthead Life's Staysail MYGA takes a different approach with simple interest, which often results in a higher advertised rate and may be a better fit when clients plan to take withdrawals.

Annuity Spotlight: Build Your Annuity Business — Join Our Agent Study Group

Sharpen your annuity strategies and grow your book of business with our agent study group.

Lincoln Financial logo

Lincoln Financial

Don't Let the Family Outcome Fall Short

A lifetime income rider on an FIA shifts longevity risk off the client — but if they pass away early, beneficiaries often receive only the remaining account value. Pair Lincoln's ProtectedPay Lifetime Income Rider with the Estate Lock Death Benefit on OptiBlend so beneficiaries can receive the full premium back (when account value > 0). Plans that work either way — for the client and the family.